Author: Emily Tierney CFP® Is your savings for a new car you’ve been stashing away for? Is it for a cash reserve for emergencies? Will you use these savings for retirement income? Don’t get me wrong, having savings is fantastic but can you answer this question: What’s the purpose of your … [Read more...]
What’s Wrong With My “Savings”?
How much student loan debt is too much?
Author: Emily Tierney When it comes to taking out student loans to pay for a college education (or higher), it’s hard to know how much debt to take on. It’s also hard to predict what kind of income your future career will bring and if you will hold that job at that … [Read more...]
How Can I Avoid Debt?
Author: Emily Tierney and Darrell R. Tierney Keep an Emergency Fund = Keep Out of Debt Who should have an emergency fund? Everyone. Life happens and financial emergencies come up whether you are expecting them or not. Keeping an emergency fund or cash reserve helps keep these financial … [Read more...]
A Simple Solution To Saving More
Author: Brent Lemieux CFA® CPA We all want to maximize our happiness today while still saving enough money for our future goals. So why is actually accomplishing this so difficult for so many of us? When it comes to spending money, we often have two separate states of mind. Depending on which … [Read more...]
6 Ideas for Cutting Back Spending and Living More Frugally
Author: Emily Tierney We all want to have enough money so that we don’t have to worry. When you look closely at wealthy individuals, you may be surprised to find that they don’t spend like they are wealthy. This is generally how they became wealthy to begin with – by consistently living below … [Read more...]