Author: Darrell R. Tierney CFP® CPA PFS “Let’s get out until things get back to normal.” We’ve heard from people wanting to sell their stock market holdings and get back in later, when things “calm down.” They don’t want to take that long ride down. As I’m writing this (February 11, 2016), the … [Read more...]
Time to Get Out of the Stock Market?
Human Capital, Part 2: How To Build It
Author: Brent Lemieux CPA Like most things that are worth doing, building human capital requires a certain level of dedication and persistence. At Windward, we believe focusing on what you can control leads to a happier life and better outcomes over time. What areas of personal development should … [Read more...]
Human Capital, Part 1: Why Is It Important?
Author: Brent Lemieux, CPA When markets are bumpy it’s natural to pay close attention to the value swings of your portfolio. However, we believe this hyper focus on markets is counterproductive as it increases the likelihood that you will make an emotional mistake and cause you to experience … [Read more...]
Understanding Your Risk Tolerance
When it comes to investing, everyone’s comfort level is different – and for different reasons. Losing sleep at night because you are invested in a way that is too volatile may be a sign that you are invested too aggressively. When an investment fails to keep up with the current rate of inflation may … [Read more...]
Saving versus Paying Down Debt
Should I focus on investing or paying off debt? At Windward, we like to see people debt-free but they also need enough retirement savings to last them throughout retirement. So debt-free or retirement savings? The answer is unique for everyone, but there are some basics to consider. One way to … [Read more...]