Understanding your Social Security retirement benefit options can be complicated, and determining when the best time to file for your benefits can be difficult.

Should you claim your benefits early or would it be more advantageous to delay? What claiming options do you have? Are there strategies to coordinate your retirement benefit with your spouse’s benefit? How will your Social Security benefit impact you tax-wise? The checklist below will help you think through your options and be prepared when the time comes to make a filing decision.

What Issues Should I Consider With My Social Security Retirement Benefits?

While checklists and flowcharts can help you identify different opportunities, we are always available to meet with you to discuss your financial needs and goals, and to help identify what the best opportunities are for you.

This content is provided by Windward Private Wealth Management Inc. (“Windward” or the “Firm”) for informational purposes only. Investing involves the risk of loss and investors should be prepared to bear potential losses. No portion of this blog is to be construed as a solicitation to buy or sell a security or the provision of personalized investment, tax or legal advice. Certain information contained in the individual blog posts will be derived from sources that Windward believes to be reliable; however, the Firm does not guarantee the accuracy or timeliness of such information and assumes no liability for any resulting damages.

Windward is an SEC registered investment adviser. The Firm may only provide services in those states in which it is notice filed or qualifies for a corresponding exemption from such requirements. For information about Windward’s registration status and business operations, please consult the Firm’s Form ADV disclosure documents, the most recent versions of which are available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov.