Massive computer hacks and data breaches are now common occurrences-an unfortunate consequence of living in a digital world. Once identity thieves have your information, they can use it to gain access to your bank and credit card accounts, make unauthorized transactions in your name, and subsequently ruin your credit.

One defense is freezing your credit. Soon, you’ll be able to freeze it without a charge.   If you haven’t thought about freezing your credit, check out this recent New York Times article to understand why you should consider it and how recent legislation has made these freezes free:  https://www.nytimes.com/2018/09/14/your-money/credit-freeze-free.html

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