Open enrollment starts November 1 and runs through December 15th. Below, are considerations during open enrollment season. 1. Health Insurance The most common consideration during open enrollment - it's important to consider if your current health insurance plan is optimal for you and your … [Read more...]
Windward Passages: Help! It’s Open Enrollment
Windward Passages: I Just Have One Financial Planning Question
Frequently, prospective clients ask us for help with specific planning issues. Does our asset allocation make sense? Are we on track for retirement? Should I renew this life insurance policy? In a nutshell, are we going to be OK? Often, they find us because we are “fee only” advisors. They … [Read more...]
Windward Passages: Umbrella Liability Insurance
Umbrella Liability Insurance When your local weather forecaster tells you that it's going to rain, what do you do? That's easy--you reach for your umbrella. So why not purchase an umbrella that can protect you in stormy financial weather? Umbrella liability insurance (ULI) can do just that. By … [Read more...]
Windward Community: Windward’s Favorite Fall Activities
Fall (which officially begins September 23rd) is a great time to spend a special family day doing a fun outdoor activity. Whether its shopping, pumpkin picking, exploring a corn maze or explaining financial planning benefits to a family member over apple cider, we love all things fall. We asked … [Read more...]
Windward Tax Bulletin: Taxation of Investments
It's nice to own stocks, bonds, and other investments. Nice, that is, until it's time to fill out your federal income tax return. At that point, you may be left scratching your head. Just how do you report your investments and how are they taxed? Is it ordinary income or a capital gain? To … [Read more...]