Health insurance coverage is often a primary concern for those who are retiring early.  Understanding the different available options, and weighing the pros and cons of each, can be a complicated and stressful process for early retirees.

To help, we have provided this “If I Retire Early, Should I Buy Health Insurance Through the Health Insurance Marketplace?” flowchart that considers the following:

• Medicare eligibility
• Availability of coverage through your former employer
• Coverage under your spouse’s health insurance plan
• COBRA considerations
• The Premium Tax Credit

If I Retire Early, Should I Buy Health Insurance Through the Health Insurance Marketplace?

While checklists and flowcharts can help you identify different opportunities, we are always available to meet with you to discuss your financial needs and goals, and help to identify what the best opportunities are for you.

 

This content is provided by Windward Private Wealth Management Inc. (“Windward” or the “Firm”) for informational purposes only. Investing involves the risk of loss and investors should be prepared to bear potential losses. No portion of this blog is to be construed as a solicitation to buy or sell a security or the provision of personalized investment, tax or legal advice. Certain information contained in the individual blog posts will be derived from sources that Windward believes to be reliable; however, the Firm does not guarantee the accuracy or timeliness of such information and assumes no liability for any resulting damages.

Windward is an SEC registered investment adviser. The Firm may only provide services in those states in which it is notice filed or qualifies for a corresponding exemption from such requirements. For information about Windward’s registration status and business operations, please consult the Firm’s Form ADV disclosure documents, the most recent versions of which are available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov.